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West Capital Lending
Ellis Andersen
Your trusted mortgage partner for residential, commercial, refinance, HELOC, and real estate strategy. I shop wholesale lender pricing, move quickly, and tailor the loan structure around your actual financial profile instead of forcing you into a generic retail box.
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Broker Markup
Direct Contact
Licensing
NMLS 1912260 | Company NMLS 1566096
DRE 02196940 | Company DRE 02022356
Fax: +1 (949) 892-1736
Borrower Intake
Start your quote without the usual friction.
Share the basics for a scenario review. This is an intake request for broker follow-up, not an automated approval or a binding loan estimate.
By submitting, you authorize contact about your mortgage request by phone, SMS, and email. Consent is not required to buy services. Reply STOP to texts to opt out. Your information is used for mortgage review and referral attribution, then routed through approved server-side intake boundaries.
Market Pulse
Rate context for better conversations, not promises.
30Y fixed watch
Compare points and APR, not just note rate.
MBS tone
Lock timing should match your closing risk.
HELOC demand
Useful for equity access without replacing a low first lien.
Purchase leverage
Seller credit strategy depends heavily on micro-market supply.
Hundreds of approved lenders and investors shopped on your behalf
A+ BBB reputation and five-star reviews across platforms
Borrower chat, quote intake, and document guidance available from one front door
Licensed mortgage and real estate guidance coordinated around your scenario
Advisory Approach
Tailoredsolutions,fasterexecution,andoneadvisoracrosstheprocess.
At West Capital Lending, I shop wholesale pricing across approved lenders and investors so you do not have to. Whether you are buying your first home, structuring a commercial deal, or exploring equity options, the goal is simple: build the right loan for your scenario and move decisively.
Purchase Mortgage Strategy
Conventional, FHA, VA, jumbo, and investor lending structured around payment comfort, timeline readiness, and the way you actually plan to use the property.
Refinance & Equity
Rate-and-term, cash-out, HELOC, reverse, and specialty options broken down in plain language with real break-even thinking.
Residential & Commercial
First homes, move-up purchases, commercial property, and harder scenarios where cookie-cutter retail lending tends to stall.
Fast, Borrower-Friendly Execution
Wholesale lender shopping, faster-than-average closes, secure document handling, and AI-assisted guidance when you need answers after hours.
Mortgage guidance that feels personal, but still moves with real operational speed.
The stronger content from the newer landing app stays here: borrower-first messaging, secure intake, educational chat, and a clearer explanation of next steps. The experience now sits inside your actual public identity and keeps borrower education separate from internal broker tooling.
Schedule Time With Me
Calendly consult booking
Mortgage Quote/Application Portal
Pre-approval and application portal
Fixed Rate HELOC Quote
Standalone HELOC quote flow
Encrypted Document Uploads
Secure borrower document delivery
West Capital Lending
Company profile and brokerage information
Save Contact Info
Digital contact card
Contact Me / Socials
Everything borrowers need, in one place.
If you want to buy, refinance, compare equity options, or just understand what is realistic before you make a move, use the quote wizard above or contact me directly.
Office
West Capital Lending
24 Executive Park, Suite 250, Irvine, CA 92614
Verification and Profiles